BARNES Saint Barthélemy
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Life annuity

Life annuity

A wealth strategy for the future

Always in the interest of optimising its clients’ assets, BARNES Life Annuity provides a bespoke service to owners looking to improve their personal situation and buyers/investors looking for long-term investments.

Life annuity’s share is on the rise as people begin to recognise its capacity to provide a relevant answer to today’s socio-economic problems.

Life annuity offers a number of advantages: transformation of real estate into liquid and disposable capital, a favourable tax regime, and the possibility of capital transfer.

For buyers, investing in a life annuity or bare ownership means taking a more long-term approach to real estate investment, ideal for investors with substantial incomes but more limited assets. Sold occupied by the vendor, the property represents a clear investment opportunity thanks to its “discounted” price.

A range of options are available, including occupied life annuityunoccupied life annuitybare ownership (which allows you to rent a property in the event of early release of the premises by the life tenant), or forward sale (which concerns younger vendors by limiting the period of payment of annuity by the payer).

BARNES Life Annuity provides a customised solution tailored to each project thanks to careful consideration of your situation.




19, rue du Roi Oscar II, Gustavia


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